From Einav and Finkelstein (2023):
…whilst 12.5% of people underneath 65 are uninsured at a time limit, two times as many—one in 4—are uninsured someday over a 2-y duration. Additionally, the danger of shedding insurance coverage remained nearly unchanged with the advent of the landmark ACA. Chance of insurance coverage loss is especially top for the ones with medical health insurance thru Medicaid or non-public exchanges; they’ve a 20% likelihood of shedding protection someday over a 2-y duration, in comparison to 8.5% for the ones with employer-provided protection. Those that lose insurance coverage can enjoy extended classes with out protection; about part are nonetheless uninsured 6 mo later, and virtually one-quarter are uninsured for the following 2 y.
In spite of the passage of ACA, dependable medical health insurance in america is in point of fact most effective to be had to the aged, veterans and the ones with solid jobs.
